DASHBOARD
40
77% of your income is spoken for.
If you lost income tomorrow, you'd survive 3.2 months before hitting zero.
FLEXIBLE MARGIN$1,650.00
Previous: -- | Now: 40 | Change: --
Your structure is manageable, but watch the edges.
At 40, your structural position is manageable but not free. You have some flexibility, but a significant income disruption would require adjustments within months.
Review your semi-fixed commitments for potential reductions. Small changes here can meaningfully shift your score.
Resilience Profile
Fragile / Liquid
Peak Freedom
Stagnant / Static
Leveraged / Rigid
Golden HandcuffsSr 60.3%
COMMITMENT LOAD
Fixed$2,800
Sticky-Hard$1,200
Sticky-Soft$650
Locked$900
Liquid$400
| Category | Amount | Weight |
|---|---|---|
| Fixed | $2,800.00 | 1 |
| Sticky-Hard | $1,200.00 | 0.6 |
| Sticky-Soft | $650.00 | 0.3 |
| Locked | $900.00 | 0.7 |
| Liquid | $400.00 | 0 |
Burnway Analysis: Months of Safety
3 Months Horizon
FEB 26APR 26JUN 26AUG 26OCT 26
3.2mo
If you lost income tomorrow, you'd survive 3.2 months before hitting zero.
Monthly Baseline$7,200
Liquid Cash$15,000
STRUCTURAL RISK ANALYSIS
Structural Creep6-month window
Sr Delta+3.8
Weighted Delta+274
Burnway Delta-0.7mo
timer
Lock-in Forecast
Your lock-in will cross into Vulnerable territory in 9.2 months.
At the current rate, your lock-in will cross into Vulnerable territory in approximately 9.2 months.
Growth Rate1.63%/mo
Target BandVulnerable
If your income dropped by 20%:
Freedom Score25Vulnerable
Flexible Margin$210.00
Burnway3.2mo
Stressed Sr75.4%